Besides common regular physic CERDIT CARD , recently a VIRTUAL CREDIT CARD also appears. This CARD doesn’t have any physical body
Instead only available in your internet account . That why this CARD named VIRTUAL CARD.
This CARD may be use as commonly regular physic CREDIT CARD but limited only in internet transaction such : on-line shopping , being member in a social network , for download a certain product , etc
Some of you maybe asking ; “ Why it is need to have a VIRTUAL CARD if I already have a regular CREDIT CARD ?”
OK, here’s the answers :
ANTISIPATION FROM STOLEN CARD. Usually you put your regular physic CREDIT CARD inside your wallet. Imagine if some one stole your wallet , or your wallet fallen in some where , or etc . Some one who found your CREDIT CARD may using your CARD for his own attention. This will be put you in a deep problem. This risk will not occur in using VIRTUAL CARD as long as you keep your account and your password in secret .
LIMITATION YOUR EXPENSES. In using regular physic CREDIT CARD usually you will keep shopping as long as you feel that you still have enough credit limit balance. Oftenly bank gives you a high level credit limit , more than your income level. This will makes you difficult to pay your CREDIT CARD liabilities balance in the next period. Different in using VIRTUAL CARD is , you can use your VIRTUAL CARD only if your transaction not exceed than your deposit balance. This means , you will not do any transaction more than your capacity. And this also means you will avoid from difficulties to pay your credit liabilities in your next days
AVOID FROM UNEXPECTED CHARGES. If you join or become a member in an on-line business program , or a social network sites , or a porn sites, or etc , they usually provide monthly membership charges. Sometimes problems may occur regarding this charges. For example , you may register only for 1 month membership. But, in fact the sites you’ve joined suddenly charge your account more than 1 month membership cause of any reasons. If you using VIRTUAL CARD , this unexpected charges may be limited or even being cancelled by VIRTUAL CARD Processor as long as you keep your VIRTUAL CARD balance only in minimum balance just to full fill your need. It will be different in using regular physic CREDIT CARD. Because in regular physic CREDIT CARD as long as your credit balance still available , an unexpected charges like this , still could be happened.
YOU NEED TO DO A TRANSACTION BUT YOU FORGET TO BRING YOUR WALET . Example if you want to buy a ticket , but you forget to bring your wallet. Just find an internet connection , and use your VIRTUAL CARD to buy ticket on-line. Off course this transaction can be made if the ticket Seller also receive any on-line ticket transaction .
Several Points Need To Consider To Choose VIRTUAL CARD :
COVERAGE AREA. Some VIRTUAL CARD only available to use in several region or several countries. In the other hand another VIRTUAL CARD claimed may be used in international world wide.
CARD DENOMINATION compared with ISSUING CARD FEE.
MONTHLY EXPENSES
NOT SUGGESTED TO USING VIRTUAL CARD FOR RECEIVING PAYMENTS. Remember VIRTUAL CARD provider mostly not from a reputable Bank.
CLEAR CONTACT ADDRESS FROM VIRTUAL CARD PROVIDER. You will need to contact the provider if suddenly you face any trouble in using your VIRTUAL CARD.
VERIFIED BY PAYPAL . Some VIRTUAL CARD claimed can be verified by PAYPAL. But others can not verified by PAYPAL. You have to carefully learned.
INTERNET CONECTION. Remember VIRTUAL CARD is not a physically regular CARD. So it only can be use if there is an internet connection available.
Find Interest ? You can choose a proper VIRTUAL CARD for you by searching in Google of course.
Himawan Wardhana





